Targeting different development stages of tech enterprises, a multi-dimensional indicator model is established. Based on assessments of innovation capability and growth potential, a credit system for tech enterprises is built, providing them with credit enhancement services for financing. The "Tech-Score Loan" product has been adopted by dozens of banks, including ICBC, ABC, SPD Bank, and Bank of Hangzhou, enriching their digital finance product portfolios and fostering a positive environment where inclusive finance serves the real economy. To date, it has provided credit lines to over 500 benefiting small and medium-sized tech enterprises, with total credit exceeding 1 billion RMB.

Targeting different development stages of tech enterprises, a multi-dimensional indicator model is established. Based on assessments of innovation capability and growth potential, a credit system for tech enterprises is built, providing them with credit enhancement services for financing. The "Tech-Score Loan" product has been adopted by dozens of banks, including ICBC, ABC, SPD Bank, and Bank of Hangzhou, enriching their digital finance product portfolios and fostering a positive environment where inclusive finance serves the real economy. To date, it has provided credit lines to over 500 benefiting small and medium-sized tech enterprises, with total credit exceeding 1 billion RMB.